Know Home Loans
The interest rates on home loans have reached an all time low and the fewer procedures for home loans make the whole process quite hassle-free. There are enriched schemes which will be apt for you. These loans from leading Bank Sectors can be arranged with minimum involvement on your part (subject to the conditions put forth by the financial institutions) which makes the procedure more easy and comfortable. Maximum loan amount with long term easy installments can be arranged for both NRIs and RIs.
We have project approval from most of the major banks. So it will take very short period of time for whole loan processing and sanctioning.
Documents required for home loans are:
RESIDENT SALARIED :
1. Application form duly signed and with recent passport size photographs
2. ID proof – PAN card, Passport and Aadhaar card
3. Address proof – Passport, Driving licence etc.
4. Salary slip/Certificate of last 6 months
5. Bank account statement for last 6 months
6. Details of previous employment
7. Details of existing loans if any
RESIDENT NON-SALARIED :
1. Application form duly signed and with recent passport size photographs
2. ID proof – PAN card, Passport and Aadhaar card
3. Address proof – Passport, Driving licence etc.
4. Business proof
5. Latest 3 years ITR, Statement of income, P&L account, Balance sheet etc.
6. Bank account statement for last 6 months
7. Details of existing loans if any
NRI SALARIED :
1. Application form duly signed and with recent passport size photographs
2. ID proof – PAN card, Passport and Aadhaar card
3. Address proof – Passport, Driving licence etc.
4. Visa & Work permit
5. Employment contract letter & identity card issued by the employer
6. Latest salary certificate/slip for 6 months
7. Bank account statement for last 6 months of Overseas, NRO/NRE
8. Details of existing loans if any
9. Power of attorney in bank’s format with power of attorney holder’s KYC